Target Professional Programs


FAQs

If you don’t see the answer to your question below, please send us an email
and we’ll get back to you pronto!

Q.  Is this coverage available in all states?
A.  Yes, it is.

Q.  What are my options for coverage limits?
A.  Target offers you two options:
1.  $250,000 Each Claim / $250,000 Aggregate per Policy Term
2.  $1Million Each Claim / $1Million Aggregate per Policy Term
Higher limits are available for Crump Life Agents

Q.  How long does it take to get proof of coverage (Coverage Certificate)?
A.  Two answers to this question:
1.If you take advantage of our online application, you can print a Coverage
Certificate as soon as your payment is received. Your policy will follow via
email within a week.
2.If you mail your application to us, we’ll send your Coverage Certificate right
after review and approval. Receipt can take up to 5 days.

Q.  How do I become an agent for Crump Life?
A.  You’re welcome to visit the Crump Life Website where you’ll find instructions.

Q.  Do you offer Prior Acts Coverage?
A.  Yes, when you submit proof of continuous coverage, we offer Prior Acts as far back as
your current Retroactive Date.

Q.  Do you offer Extended Reporting Periods (ERPs)?
A.  Yes, ERP options are available for an additional premium. Options depend on the
insured’s circumstances.

Q.  What does “Claims Made and Reported” mean?
A.  Please see Coverage Descriptions for a complete explanation of “claims made and reported.”
You can request a copy of Target’s claims made policy for
Life & Health Insurance Agents by sending us a request via email.

For information about reporting a claim related to an existing policy,
please see Report A Claim.