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LIFE & HEALTH INSURANCE AGENTS

PROFESSIONAL LIABILITY COVERAGE

Selling insurance can be risky business.
Protecting insurance agents is our business.

You’ll find that Target’s Professional Liability coverage is customized to cover the types of claims typically lodged against life & health agents – even when the accusations may be false.  What’s more, Target’s clients receive expert legal representation.  Now there are more reasons to place your coverage with Target:

More New Benefits -- At No Additional Premium

All new and renewal policies will automatically include the following Supplementary Payments benefits:

  • Regulatory Defense Expense Coverage
  • Disciplinary Proceedings Reimbursement
  • Defendants Reimbursement (Loss of Income)

Cyber Coverage Now Included, Too 

For coverage details, see the policy endorsement.

Plus, Lower Rates & Minimum Deductible

Depending on the options you select, rates could be more than 50% lower than our previous plan. Three new plan tiers allow you to Purchase only the coverage needed for the types of products you sell: 
Tier I:   Life, Variable Life and A & H 
Tier II:   All of the above, plus Long Term Care, Disability and Annuities (Fixed & Variable) 
Tier III:   All of Tiers I & II, plus Mutual Funds and limited Property & Casualty sales

More reasons to place your coverage with Target:

1.  In most states, your annual premium could be as low as $475 (plus taxes & fees) for
     coverage limits of $250,000. (If needed, Prior Acts Coverage would be an additional cost.)
2.  Coverage included for:
  • Non-licensed support staff
  • Property & Casualty sales up to 30% of revenue
  • Fixed & variable annuity sales

3.  Prior Acts Coverage and Extended Reporting Periods are available (See Coverage Descriptions)
4.  Coverage limits range from $250,000 to $1 million.
5.  Deductible options from $500 up to $10,000. 
6.  Easy, online application and renewal process with immediate certification upon approval and receipt of premium.
7.  Easy, online access to print additional certificates or request coverage changes.
8.  VISA and MasterCard accepted.

 

Additional Benefits for Crump Life Insurance Services Producers

 

ABOUT US
229 Seventh Street | Suite 303 | Garden City, New York 11530
Toll free: 800-497-4644